Welcome to St. Louis

New To St. Louis

Your comprehensive guide to settling in, finding resources, and connecting with the community.

Immediate Checklist

Secure temporary accommodation

Book a short-term Airbnb or hotel for the first 1–2 weeks.

Purchase a local SIM card

Carriers: T-Mobile, AT&T, Verizon, or prepaid like Mint Mobile.

Open an American bank account

Requires Passport, I-94, and proof of local address.

Apply for Social Security (SSN)

Visit a local SSA office. Required for work and taxes.

Register with Zim STL

Join our WhatsApp group for immediate community support.

Locate convenience stores and essential services

Find the nearest Schnucks, Aldi, or Walgreens.

Essential Resource Hub

What to Pack

Bring important documents (Passport, Visa, Medical Records). Pack universal power adapters, prescription meds, and clothing for all seasons.

Essentials

  • Passport
  • Visa
  • Medical Records

Weather Expectations

St. Louis has 4 distinct seasons. Summers are hot and humid (80°F-100°F), winters can be cold with snow (20°F-40°F). Spring and Fall are mild.

Airport Arrival

St. Louis Lambert International Airport (STL). Uber, Lyft, and MetroLink (train) are available for transport to the city. Get in touch with Zim STL for pickup assistance. Need Assistance?

Currency & Banking

Currency is USD ($). Credit/Debit cards are widely accepted. Carry some cash for small vendors.

Major Banks

Opening a Bank Account

You generally need two forms of ID (Passport + Student ID/State ID), proof of address (Lease or Utility Bill), and an SSN or ITIN. Some banks require an opening deposit ($25–$100). Credit Unions often have lower fees.

Getting an SSN & ID

You can apply for a Social Security Number (SSN) if you are work-authorized (citizen, permanent resident, or certain visa holders). Bring your passport, I-94, and any work authorization documents. F-1/J-1 students need a letter from their school for on-campus work. Apply at the Social Security Administration office. For a State ID or Driver’s License, visit your state’s DMV (License Office)with proof of residence, proof of identity, and immigration documents. Some states require you to wait until your SSN is issued before applying.

Immigration Tips

  • Keep your I-94 record safe and download a copy from the Custom Border Protection website.
  • Always carry a copy of your passport/visa and your I-20/DS-2019 if you’re a student.
  • Report any address change to USCIS within 10 days using Form AR-11.
  • Maintain your status by keeping your documents valid, renewing your passport early, and staying aware of visa expiration dates.
  • If you travel, verify you have a valid visa, travel signature, and re-entry eligibility before leaving the U.S.

Phone Plans

Prepaid offers flexibility, while postpaid may have better rates for long-term use. Postpaid often requires a credit check.

Housing Tips

Common Requirements

  • Proof of income

  • Credit check

  • Security deposit

  • Background check

  • Rental history

  • Co-signer if no credit

  • Application fee

  • Renter’s insurance

African Foods

Find Sadza (Mealie Meal), Kapenta, Maputi, and spices at:
- Global Foods Market (Kirkwood)
- Jay International Food (South Grand)

Health Care Basics

US healthcare is expensive, so make sure you have insurance (student plans, employer plans, or marketplace plans). A “copay” is a set fee you pay for visits, and a “deductible” is the amount you must pay before insurance starts covering costs.

Primary Care: Your first stop for checkups, routine issues, and referrals.
Urgent Care: Cheaper and faster than the ER. Go here for non-life-threatening problems (fever, small injuries, infections).
ER: For emergencies only — chest pain, severe injury, trouble breathing.

Find insurance at HealthCare.gov, or locate low-cost clinics at HRSA Health Centers.

Transportation in St. Louis

Transportation Guide

Driving

You need a Missouri Driver's License to drive legally. Study the MO Driver Guide and visit the DMV for testing.

Car Buying

Facebook Marketplace is popular for used cars. Always get a mechanic inspection. Dealerships require credit history for loans.

Public Transit

MetroLink: Light rail system connecting Airport, Downtown, and Clayton.
MetroBus: Covers wider areas but can be infrequent.

Rideshare

Uber and Lyft operate throughout St. Louis. Download their apps for easy rides. Prices vary based on demand.

Essential Contacts

Emergency

Police, Fire, Ambulance

Cell

911

Non-Emergency Police

St. Louis County

Cell

636-529-8210

Zim STL Support

Community Assistance

Cell

314-555-0100

Email

help@zimstl.com